🔋 EV vs Hybrid vs PHEV Total Cost Calculator

Creta HEV, Innova HyCross, Nexon EV & plug-ins — who wins ownership cost for your km?

Why it matters: Most tools only pit EV against petrol/diesel. Hyundai Creta HEV and Toyota Innova HyCross are selling hard, and blogs cover the debate — but searchers for “EV vs hybrid India 2026” still have no three-way calculator to land on.

EV (BEV)

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total cost of ownership

Hybrid (HEV)

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self-charging

Plug-in (PHEV)

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charge + petrol

⚡ India 2026 scenario presets

📋 Your driving & prices

🚗 Usage

Daily distance (km/day)

City commute often 25–50 km; highway days push higher

Days driven / month

Ownership horizon (years)

City driving share (%)

Strong hybrids gain in stop-go traffic

Annual kilometres (auto)

⛽ Energy prices

Petrol price (₹/L)

Petrol escalation (%/year)

Home electricity (₹/kWh)

Public charger (₹/kWh)

EV / PHEV charging split: home vs public

🏠 Home 85% Home 🔌 Public

Blended tariff updates live

🔋 EV (BEV)

On-road price (₹)

Energy use (Wh/km)

145

Nexon EV ~130–145 · Creta Electric ~140–155

Charger install (₹)

Maintenance (₹/year)

Insurance (₹/year)

♻️ Hybrid (HEV)

On-road price (₹)

Real mileage (km/L)

Creta HEV ~20–24 · HyCross ~18–22 · Vitara ~22–26

Effective mileage (auto) City share adjusts real-world km/L

Maintenance (₹/year)

Insurance (₹/year)

🔌 Plug-in (PHEV)

On-road price (₹)

Electric range (km)

Electric share of km (%)

Auto

Auto from daily km vs EV range — drag to override Use auto share

EV-mode use (Wh/km)

Hybrid-mode mileage (km/L)

Charger install (₹)

Maintenance (₹/year)

Insurance (₹/year)

📉 Resale at end of horizon

▾

Credit estimated residual value in TCO

EV residual (% of price)

HEV residual (% of price)

PHEV residual (% of price)

⚡ Results update in real time · Use your on-road quotes for the fairest compare

📊 Total cost results

Lowest TCO —

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over ownership horizon

Saves vs 2nd place

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same years & km

EV energy cost

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₹ / km year 1

HEV fuel cost

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₹ / km year 1

💸 Ownership cost breakdown

Cost head	EV	Hybrid	PHEV

Year-1 energy cost per km

PHEV electric share

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of kilometres

Blended charge tariff

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₹ / kWh

Tailpipe CO₂ (horizon)

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EV / HEV / PHEV kg

Break-even EV vs HEV

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opex recovery of premium

📅 Year-by-year cumulative net cost

Year	EV cumulative	HEV cumulative	PHEV cumulative

📈 Cumulative net cost (purchase + opex − residual at end)

⚠️ Disclaimer: Indicative India 2026 ownership maths only. On-road prices, state road tax, insurance, and public charging rates vary widely. PHEV electric share assumes regular plugging when set to auto. Not financial advice — match fields to your dealer quotes.