Loan

Car loan eligibility calculator

Work out a comfortable on-road budget from take-home pay, existing EMIs and a typical bank FOIR cap.

Income & loan settings

Monthly take-home (₹) Existing EMIs (₹) FOIR cap (%) Assumed car loan rate (%) Tenure (years) Down payment you can pay (%)

Banks typically keep all EMIs around 40–50% of take-home (FOIR). This does not check CIBIL.