Insurance

5-year insurance cost

Own-damage premium usually falls as IDV falls. This shows five years of estimated comprehensive premium if you stay claim-free.

Starting point

Ex-showroom (₹) Engine band Own-damage rate (%) Stay claim-free (NCB grows) Zero dep in years 1–3

TP is held at today’s IRDAI band. Real renewals change with IDV negotiation, claims and insurer. Year 1 assumes a new car.